Refinance Calculator

Current Loan

Current Balance ($)

Current Rate (APR %)

Remaining Term (years)

New Loan

New Rate (APR %)

New Term (years)

Points (% of new loan)

Other Closing Costs ($)

Cash-Out Amount ($, optional)

Roll points/closing costs into the new loan

Old vs New Payment (P&I)

$0 → $0

Monthly Savings: $0

Total Interest (Remaining vs New)

$0 → $0

Interest Savings: $0

Closing Costs & Break-Even

Break-even: —

New Loan Amount & Payoff

Show New Loan Amortization

Month-by-month amortization schedule for the new loan
Month	Payment	Principal	Interest	Balance

Estimates for educational purposes only and not a commitment to lend. Contact My Easy Mortgage for personalized refinance options.

Unlock the Potential of Your Home

Refinancing could help you lower your payments, access cash, or reach your financial goals faster. Let’s explore the best options for you.

📞 Call Us Today to Unlock the Potential of Your Home with My Easy Mortgage.

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Can you use home equity to consolidate credit card debt? Yes. Homeowners with sufficient equity may be able to consolidate high-interest credit card balances using a home equity loan, home equity...

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Oct 30, 2026

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By Gilbert Bennett If you bought your home with less than 20 percent down, you have probably seen headlines about the new mortgage insurance executive order and wondered whether your payment is...

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   Maria Uribe 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had a great experience with Sam Wax at My easy Mortgage. The process was fast and everyone was amazing. I would highly recommend him.
  
 
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   r37049 
 
 
 
 Trustindex verifies that the original source of the review is Google. Amazing!  Gilbert and his team are top notch.  If there is a path to your new purchase and/or refinance, they will find it!
  
 
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   jocelyn hochsztein 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had a great experience working with Stephen Arthur. He was responsive, patient, and incredibly knowledgeable throughout the entire mortgage process. Rebecca Sadlon was fantastic as well. Every question was answered clearly, and they made the experience feel seamless.  Thank you Stephen and Rebecca!
  
 
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   Shawna Ramkalawan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Stephen is the absolute best! I have worked with him for many years now and completely trust him with my clients. His professionalism, communication and accessibility are excellent. The experience is always smooth, fast and well organized. I am grateful to have such a knowledgeable lending partner who is patient, solutions driven, and focused on customer service to both the realtor and the client. I would give him 10 stars if the option was available.
  
 
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   Judith Holliday 
 
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend My Easy Mortgage!!! I had the pleasure of working with Eric and his team, Aisha and Shannon. Eric is professional, really cares about getting the best rates, and works hard to get it, always responds quickly too. In other words he has GREAT communication skills. Eric and his team made the process of refinancing fast and easy for me. I’m confident that he will do the same for you too!
  
 
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   Melissa Villoch 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have purchased and refinanced 8+ houses over the years and this experience was the fastest and smoothest of them all. We have used Gilbert 3 different times now and it just keeps getting better. Thank you all!
  
 
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   Dean Norem 
 
 
 
 Trustindex verifies that the original source of the review is Google. Gilbert was fantastic to work with! He was transparent with costs and expectations. He worked hard to insure the process with smoothly
  
 
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   J lewpcc 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great option, knowledgeable, deal maker!
  
 
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   Jae Dubya 
 
 
 
 Trustindex verifies that the original source of the review is Google. They made home buying so easy! What a great team.
  
 
  
  
 
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