By Gilbert Bennett If you’re a nurse, teacher, or first responder, you spend your days taking care of other people. Every day, people lean on you to help. So when it’s time to buy a home, don’t be...
By Eric Yoder If you earn your living as a 1099 contractor, freelancer, or small business owner in the Tampa Bay area, you've probably heard that getting a mortgage is tougher for you than for...
By Sam Wax and Steven Hochak Buying a two-to-four-unit property in the Tampa Bay area can feel like a bigger leap than buying a single-family home. Here's the good news: financing multi-family...
By Gilbert Bennett Splitting a purchase into four easy payments feels harmless. You could be in line to buy furniture, or on a food delivery app in the checkout page, and a buy now, pay later option...
By Sam Wax Recently, Florida Governor Ron DeSantis introduced a new property tax proposal. You might wonder what this means for your wallet, especially if you’re in the housing market. It’s a good...
By Sam Wax If your paycheck doesn’t come from a single salaried job, buying a home can feel unfair for you. Maybe you mix W-2 wages with freelance work, run a small business on the side, or count...
By Gilbert Bennett If you've served and you're thinking about buying a home in Tampa Bay, you've probably heard that the VA loan is one of the best benefits available to veterans. Zero down, no...
By Sam Wax Wondering whether your credit score is the only thing standing between you and a home in Tampa? For decades, every conventional mortgage in the country used the same model: Classic FICO....
The home financing process in Tampa can quickly go from exciting to overwhelming. From credit checks to inspections to closing costs, the appraisal often feels like just another delay draining your...
By Eric Yoder Buying your first home in the Tampa Bay area is exciting, but there’s something in the closing disclosure to be aware of: title insurance. In Florida, it’s one of the smartest...
You may think the homebuying process is going smoothly, and then, in the blink of an eye, something changes. Your credit score, which was in good standing, suddenly falls after mortgage preapproval...
By Gilbert Bennett Buying a home while serving on active duty can feel like one more mission stacked on top of an already packed schedule. Between PCS timelines, deployment uncertainty, and the cost...