By Eric Yoder You signed the closing papers, got the keys to your new place in the Tampa Bay area, and started hauling in boxes. Then a quiet question creeps in: when is my first mortgage payment...
home buying
The Condo Approval Hurdle: Why Florida Lenders Can Approve You but Reject the Building
By Stephen Arthur You found the perfect Tampa condo. Your credit is strong, your income checks out, and your loan originator gave you a pre-approval letter. You write the offer, the seller accepts,...
How Your Student Loans Affect Your Ability to Buy a Home
By Stephen Arthur With nearly $1.84 trillion in outstanding student loan debt spread across more than 42 million Americans, it’s no surprise that student loans are one of the biggest concerns we...
What Happens When Your Credit Score Drops Mid-Transaction?
By Sam Wax You'll think the buying process is going smoothly, and in the blink of an eye, something changes. Your credit score, which was in great standing, has suddenly fallen after the...
When to Lock Your Mortgage Interest Rate
By Sam Wax One of the first things potential borrowers will say in the introductory phone call goes along the lines of “I just want the best rate.” This very straightforward statement has a...
The Importance of Credit | My Easy Mortgage
By My Easy Mortgage Team Nobody wakes up excited to think about their credit score. It’s one of those things that sits in the background until the moment it matters. And for most people, that moment...
The Benefits of Recasting: How to Lower Your Monthly Payment with My Easy Mortgage
By Sam Wax Want the secret to avoiding a Chinese fire drill when trying to buy and sell a home simultaneously? There's an option that most homeowners don't know about: mortgage recasting. What Is...
Understanding Housing Escrow: Your Simple Guide to a Smarter Home Purchase
By Jay Rosado If you've started shopping for a home or recently closed on one, you've probably heard the word "escrow" more times than you can count. It sounds complicated. It's not. A mortgage...
Who Qualifies for VA Loans?
By Gilbert Bennett VA loans can provide significant benefits to active or retired service members and offer a more comprehensive set of advantages than conventional and FHA loans. The U.S....
What First-Time Buyers Should Know Before Starting
By Gilbert Bennett First-time home buying can be one of the greatest joys someone experiences. Obtaining a place they can call their own might seem a bit overwhelming, but there are simple steps to...
Is 2026 a Good Year to Buy a House?
By Sam Wax Thinking about buying a house in 2026? You’re not alone. Many people include “buying a house” among their New Year’s Resolutions, which helps them get started. But is 2026 a good year to...











