By Gilbert Bennett You're scrolling listings in Tampa Bay and one line stops you cold: assumable VA loan, 2.75%. After years of watching rates sit well above that, it reads like a typo. It isn't....
FHA
What Actually Happens to Down Payment Assistance When You Sell or Refinance?
By Eric Yoder Most first-time buyers in Tampa Bay hear about down payment assistance the same way. Someone at work mentions it, or an agent brings it up during a showing in Riverview, and it lands...
Florida Hometown Heroes 2026: Who Qualifies, How Much, and Why Pre-Approval Has to Come First
The down payment for first-time home buyers in Florida is the wall a lot of buyers hit first. That is the exact problem Florida's Hometown Heroes Program seeks to solve by offering down payment and...
How Your Student Loans Affect Your Ability to Buy a Home
Yes, you may be able to buy a house while carrying student loan debt. Student loans do not automatically disqualify you from getting a mortgage. However, your monthly student loan obligation can...
How to Finance Multi-Family Rentals: A Florida Buyer’s Guide
By Sam Wax and Steven Hochak Buying a two-to-four-unit property in the Tampa Bay area can feel like a bigger leap than buying a single-family home. Here's the good news: financing multi-family...





