By Eric Yoder If you earn your living as a 1099 contractor, freelancer, or small business owner in the Tampa Bay area, you've probably heard that getting a mortgage is tougher for you than for...
If you used your VA loan to buy your first home in the Tampa Bay area, you may be wondering whether that benefit is gone for good. The good news is that it usually isn't. You can use your VA home...
By Sam Wax If your paycheck doesn’t come from a single salaried job, buying a home can feel unfair for you. Maybe you mix W-2 wages with freelance work, run a small business on the side, or count...
By Sam Wax Most buyers walk into their home-buying process focused on one number: the monthly mortgage payment. That's the number on the listing calculator, the number your lender quotes, the number...
By Gilbert Bennett If you've served and you're thinking about buying a home in Tampa Bay, you've probably heard that the VA loan is one of the best benefits available to veterans. Zero down, no...
By Sam Wax Wondering whether your credit score is the only thing standing between you and a home in Tampa? For decades, every conventional mortgage in the country used the same model: Classic FICO....
The home financing process in Tampa can quickly go from exciting to overwhelming. From credit checks to inspections to closing costs, the appraisal often feels like just another delay draining your...
By Sam Wax You'll think the buying process is going smoothly, and in the blink of an eye, something changes. Your credit score, which was in great standing, has suddenly fallen after the...
By Eric Yoder You’ve been saving for a down payment, your credit score looks solid, and you’re ready to start shopping for a home in Tampa. But when you sit down with a lender, they bring up a...
By My Easy Mortgage Team Nobody wakes up excited to think about their credit score. It’s one of those things that sits in the background until the moment it matters. And for most people, that moment...
By Sam Wax Many Florida homebuyers often wonder what to save for a down payment on their home. This thought process is especially true for first-time homebuyers, who have a million thoughts running...
By Lesley Holroyd Buying a first home can be challenging, especially in a competitive market like Florida. But, as has been the case for the past few decades, Florida’s population is ever-growing...