VA Jumbo Loans
For 2026, VA loans above the $832,750 conforming loan limit in Hillsborough, Pinellas, Pasco, and Polk counties are generally considered jumbo loans.
Veterans with full entitlement have no VA-set loan limit and may qualify for no-down-payment financing, subject to lender approval and property appraisal.
Learn more about VA loan entitlement and limits.
Benefits
- No or low down payment may be available
- No monthly private mortgage insurance
- Competitive interest rates
- Financing for higher-priced homes
- Subject to VA and lender requirements
Eligibility
Eligibility depends on service history, duty status, discharge status, and other VA requirements. Borrowers must obtain a Certificate of Eligibility, have sufficient VA loan entitlement, and meet the lender’s credit, income, appraisal, and underwriting requirements.
VA Loan
Low Monthly Payment
No Mortgage Insurance
Frank served for more than 20 years in the Air Force and is ready to settle down and enjoy retirement. His dream has always been to live in South Tampa.
The Problem
South Tampa property values had increased, and Frank’s selected home required financing above the applicable conforming loan limit at the time.
Results
Using his available VA loan entitlement, Frank qualified for financing with a low down payment and no monthly private mortgage insurance. His rate and loan terms were based on his qualifications and the available lender program. Individual results may vary.
Interested in Applying?