ranch home


USDA Loans provide financing to low-to-moderate income households in eligible rural areas.

  • house on hill Rural Home
  • calendar with money Low Monthly Payment
  • hands with money & home 100% Financing


  • Zero Down Payments
  • Easy Access to Purchasing Rural Homes
  • Ability to Buy a Home with Acreage
  • Low Monthly Payment


Homebuyers must meet USDA low-to-moderate income guidelines. Properties must be within the USDA rural housing census track.

male smiling with golden retriever dog

It’s been Joe’s dream to buy a house with some acreage for his dogs to run around away from the hustle and bustle of the city.

The Problem

Home prices closer to downtown Tampa have been on the rise, and Joe doesn’t want to go over budget when buying his next home. He also does not have a lot to put down for his down payment.


Joe’s monthly income allows him to qualify for a zero down payment USDA Rural Housing Loan. He was able to find a 4-acre property in Land ‘O Lakes within his budget and he and his dogs couldn’t be happier.

Interested in Applying?

If you have any questions, please call us at (813) 513-9846

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All loans funded through wholesales relationships. My Easy Mortgage, LLC is a mortgage broker. Interest rates and other program specifics could change at any time and are subject to your ability to qualify for this program. There are no guarantees that will qualify for this program.