By Sam Wax One of the first things potential borrowers will say in the introductory phone call goes along the lines of “I just want the best rate.” This very straightforward statement has a...
When to Lock Your Mortgage Interest Rate
read more
tampa
How My Easy Mortgage Handles Jumbo Loans
By Lesley Holroyd Buying a home is stressful enough without running into a financing wall. And if the home you’ve got your heart set on costs more than $832,750, that’s exactly what happens with a...
5 Credit Myths That Hurt Homebuyers in the Tampa Bay Area
By Eric Yoder If you’ve been putting off buying your first home in Tampa because you think your credit score isn’t good enough, you’re not alone. Fannie Mae found that roughly one in three Americans...
Understanding Your Debt-to-Income Ratio: What Tampa Bay Homebuyers Need to Know
By Eric Yoder You’ve been saving for a down payment, your credit score looks solid, and you’re ready to start shopping for a home in Tampa. But when you sit down with a lender, they bring up a...
Why Tampa Bay Homebuyers Should Choose My Easy Mortgage
By Anthony Chiorazzi If you’re shopping for a mortgage in the Tampa Bay area, you know there’s no shortage of brokers and lenders competing for your business. From the outside, they can all start to...
Understanding Housing Escrow: Your Simple Guide to a Smarter Home Purchase
By Jay Rosado If you've started shopping for a home or recently closed on one, you've probably heard the word "escrow" more times than you can count. It sounds complicated. It's not. A mortgage...
Your Guide to Buying Your First Home
By My Easy Mortgage Team Let’s be honest: buying your first home is terrifying. You’re signing up for the biggest financial commitment of your life, and the process may feel overwhelming with...
Saving for Your Down Payment Faster: A Guide for Florida First-Time Homebuyers
By Sam Wax Many Florida homebuyers often wonder what to save for a down payment on their home. This thought process is especially true for first-time homebuyers, who have a million thoughts running...
Buying a Condo as a First Home in Florida: What Buyers Need to Know
By Lesley Holroyd Buying a first home can be challenging, especially in a competitive market like Florida. But, as has been the case for the past few decades, Florida’s population is ever-growing...
4 Factors That Can Hurt Your Mortgage Approval (and How to Avoid Them)
By Sam Wax Ready to buy a home? Home buying is an exciting process, and some may find it intimidating. Many documents, countless bullet points to address, and not a ton of time. While income is the...