Many Tampa homebuyers only check with their bank when applying for a mortgage. While this can be a good starting point, working with an independent mortgage broker provides you with access to more...
By Sam Wax Recently, Florida Governor Ron DeSantis introduced a new property tax proposal. You might wonder what this means for your wallet, especially if you’re in the housing market. It’s a good...
By My Easy Mortgage Homebuyers in Tampa today can choose between a local Tampa mortgage broker or a large online lender when looking for support with their upcoming home purchase. In Florida’s...
By Sam Wax If your paycheck doesn’t come from a single salaried job, buying a home can feel unfair for you. Maybe you mix W-2 wages with freelance work, run a small business on the side, or count...
By Sam Wax Most buyers walk into their home-buying process focused on one number: the monthly mortgage payment. That's the number on the listing calculator, the number your lender quotes, the number...
By Sam Wax Wondering whether your credit score is the only thing standing between you and a home in Tampa? For decades, every conventional mortgage in the country used the same model: Classic FICO....
The home financing process in Tampa can quickly go from exciting to overwhelming. From credit checks to inspections to closing costs, the appraisal often feels like just another delay draining your...
By Sam Wax You'll think the buying process is going smoothly, and in the blink of an eye, something changes. Your credit score, which was in great standing, has suddenly fallen after the...
By Sam Wax One of the first things potential borrowers will say in the introductory phone call goes along the lines of “I just want the best rate.” This very straightforward statement has a...
By Sam Wax Want the secret to avoiding a Chinese fire drill when trying to buy and sell a home simultaneously? There's an option that most homeowners don't know about: mortgage recasting. What Is...
By Sam Wax Many Florida homebuyers often wonder what to save for a down payment on their home. This thought process is especially true for first-time homebuyers, who have a million thoughts running...
Entering the world of homeownership or refinancing is exciting—but it can also feel overwhelming. Between fluctuating interest rates, changing lending guidelines, and endless online advice, many...