By Eric Yoder If you earn your living as a 1099 contractor, freelancer, or small business owner in the Tampa Bay area, you've probably heard that getting a mortgage is tougher for you than for...
By Sam Wax and Steven Hochak Buying a two-to-four-unit property in the Tampa Bay area can feel like a bigger leap than buying a single-family home. Here's the good news: financing multi-family...
By Gilbert Bennett Splitting a purchase into four easy payments feels harmless. You could be in line to buy furniture, or on a food delivery app in the checkout page, and a buy now, pay later option...
If you used your VA loan to buy your first home in the Tampa Bay area, you may be wondering whether that benefit is gone for good. The good news is that it usually isn't. You can use your VA home...
By Sam Wax Most buyers walk into their home-buying process focused on one number: the monthly mortgage payment. That's the number on the listing calculator, the number your lender quotes, the number...
By Sam Wax Wondering whether your credit score is the only thing standing between you and a home in Tampa? For decades, every conventional mortgage in the country used the same model: Classic FICO....
By Eric Yoder Moving to Tampa has been a hot-button topic for a while. It makes sense: Beautiful beaches, weather, no state income tax, and an ever-improving job market make this city a great next...
By Eric Yoder After all you’ve been through in the housing process, the deal falls apart at the 11th hour. Why? Getting pre-approved can feel like you’ve got it in the bag, but all pre-approvals...
By Sam Wax One of the first things potential borrowers will say in the introductory phone call goes along the lines of “I just want the best rate.” This very straightforward statement has a...
By Eric Yoder If you’ve been putting off buying your first home in Tampa because you think your credit score isn’t good enough, you’re not alone. Fannie Mae found that roughly one in three Americans...
By Eric Yoder You’ve been saving for a down payment, your credit score looks solid, and you’re ready to start shopping for a home in Tampa. But when you sit down with a lender, they bring up a...
By My Easy Mortgage Team Nobody wakes up excited to think about their credit score. It’s one of those things that sits in the background until the moment it matters. And for most people, that moment...