A mortgage recast allows you to make a substantial lump-sum payment toward your principal and have your remaining monthly principal and interest payments recalculated using the lower balance. Your...
By Sam Wax Wondering whether your credit score is the only thing standing between you and a home in Tampa? For decades, every conventional mortgage in the country used the same model: Classic FICO....
By Eric Yoder After all you’ve been through in the housing process, the deal falls apart at the 11th hour. Why? Getting pre-approved can feel like you’ve got it in the bag, but all pre-approvals...
You may think the homebuying process is going smoothly, and then, in the blink of an eye, something changes. Your credit score, which was in good standing, suddenly falls after mortgage preapproval...
By Eric Yoder If you’ve been putting off buying your first home in Tampa because you think your credit score isn’t good enough, you’re not alone. Fannie Mae found that roughly one in three Americans...
By My Easy Mortgage Team Nobody wakes up excited to think about their credit score. It’s one of those things that sits in the background until the moment it matters. And for most people, that moment...
By Eric Yoder Something to be aware of when buying your first home is your credit score. Your credit score can, believe it or not, make or break your home-buying process. Before diving headfirst...