Jumbo
If you plan on buying a large, luxury home, a jumbo loan could be the right fit for you. For 2026, the FHFA baseline conforming loan limit for most one-unit properties is $832,750. Financing above this amount may be available with 15-, 30-, or 40-year terms and interest-only options, subject to program availability and borrower qualification.
Benefits
- Loan amounts above the applicable conforming limit
- Ability to buy a large, luxury home
- 40-year terms and interest-only options may be available
- Subject to program availability and borrower qualification
Jumbo
Interest-Only
40-Year Loan
Michael is a financial advisor and is interested in purchasing his million dollar dream home. His main goal is to keep his money in the market and not use it for his down payment.
The Problem
Most lenders that Michael has spoken with require a down payment of at least 20%, and he is currently getting a 10% return on his investments in the stock market. He would rather keep the money in the stock market as opposed to putting it towards his down payment.
Our Approach
My Easy Mortgage provided Michael with 95% jumbo financing and competitive terms, allowing him to keep more of his money invested. This option was subject to program availability and borrower qualification.
Results
Michael was able to purchase his dream home with a 5% down payment. Individual loan terms and results may vary.
Interested in Applying?