FHA 203K / Homestyle

Buyers and those refinancing can bundle in costs of home renovation such as roofing, electrical, plumbing, air conditioning and heating into their mortgage.

  • toolbox Renovation
  • calendar with money Low Monthly Payment
  • hand with money Cash in Hand


  • Bank-owned properties, short sales, and distressed properties may qualify
  • Can be used on a wide variety of home renovation projects such as hurricane shutters, roofing, electrical, plumbing, new flooring, air conditioning and heating
  • Purchase or refinance are available


Construction must be completed by a licensed and insured contractor.

married couple with baby

Dennis and his wife Margie need more space in their home. The plan is to have Dennis’s mom move in with them, to take care of their new addition – a baby girl.

The Problem

Dennis and Margie wanted to upsize their home in order to make room for their growing family, but home prices were all too expensive so they decided to build an addition to their home instead. To pay for their addition, they didn’t want to pay with credit card because of high interest rates, and they did not have enough cash to pay for the construction outright.

Our Approach

Rehab Loans such as the Fannie May Homestyle renovation loan and the FHA 203k enables our clients to either purchase or refinance their home while including rehabilitation costs while maintaining a low monthly mortgage payment.


Dennis and Margie were able to add square footage to their home, put on a new roof, remodel the existing kitchen – all without raising their monthly mortgage payment.

Interested in Applying?

If you have any questions, please call us at (813) 513-9846

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All loans funded through wholesales relationships. My Easy Mortgage, LLC is a mortgage broker. Interest rates and other program specifics could change at any time and are subject to your ability to qualify for this program. There are no guarantees that will qualify for this program.