Blended Rate Calculator

Use the My Easy Mortgage Blended Rate Calculator to determine the combined interest rate across multiple loans, such as a first mortgage and a second mortgage or HELOC. Enter each loan’s balance and rate to instantly see your weighted average rate and estimated combined monthly principal and interest payment.

Important: The blended (effective) rate is most accurate when all loans are paid off over the same time period.

Enter the balance and interest rate for each loan. Optionally include the term to estimate combined monthly principal & interest (P&I).

Loan

Balance ($)

Rate (APR %)

Term (years, optional)

Loan 1

Loan 2

Loan 3

Total Borrowed

Blended Interest Rate

0.00%

Weighted average by balance

Estimated Combined Monthly P&I

Requires terms for each included loan

Show Loan Breakdown

Per-loan breakdown of balance, rate, term, weight, and estimated monthly payment
Loan	Balance	Rate	Term	Weight	Est. Monthly P&I

Estimates for educational purposes only. Not a commitment to lend. Contact My Easy Mortgage for personalized guidance.

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